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Kastelo Pay

How To Use Kastelo Pay

A simple guide to paying, sending and receiving money with Kastelo

How to Use Kastelo Pay - Pay, get paid, and access your money

At Kastelo, we're on a mission to make money easy for South Africans. That's why we built Kastelo Pay — an easy, smart way to pay, get paid, and access your money whenever you need it.

With Kastelo Pay, you can:

  • Scan a QR code to pay at more than 31,000 payment points
  • Create cash vouchers to withdraw cash at over 300,000 points or send them to someone
  • Send money to your contacts for free
  • Receive money instantly

All you need is the Kastelo app and your Kastelo Wallet, and you're ready to go.

Below are the four easy ways to use Kastelo Pay, with simple steps for each option.

1. Scan a QR Code to Pay

You can pay at thousands of retailers, spaza shops, and service providers nationwide by simply scanning a QR code.

How to scan and pay:

  1. Open the Kastelo app
  2. Tap More in the Kastelo Pay section on the home screen
  3. Select "Scan QR"
  4. Point your phone at the merchant's QR code
  5. Enter the amount if required
  6. Confirm your payment
  7. Your wallet will update instantly

It's fast, secure, and works anywhere QR payments are accepted.

2. Create a Cash Voucher

Cash vouchers give you flexibility, and you can withdraw cash at tills or send the voucher to someone else to collect.

How to create a cash voucher:

  1. Open the Kastelo app
  2. Tap More in the Kastelo Pay section
  3. Choose "Send cash"
  4. Enter the amount
  5. Tap Next
  6. Swipe to confirm
  7. You'll receive a voucher code instantly

Where to use it:

  • Withdraw at major supermarkets and retail tills nationwide (over 300,000 points).
  • To send it to someone: Share the voucher code with them — no wallet or app needed on their side.

3. Send Money to Your Contacts for Free

Paying friends, family, or anyone in your phone book is easy and free.

How to send money to a contact:

  1. Open the Kastelo app
  2. Tap More in the Kastelo Pay section
  3. Select "Pay contacts"
  4. Choose a contact from your phonebook or enter a number
  5. Enter the amount
  6. Add a note (optional)
  7. Tap Next
  8. Swipe to confirm

The money reflects instantly in their Kastelo Wallet.

4. Receive Money From Anyone

Whether someone is paying you back, sending pocket money, or gifting you something, receiving money with Kastelo Pay is instant and easy.

How to receive money:

  1. Open the Kastelo app
  2. Tap More in the Kastelo Pay section
  3. Select "Receive money"
  4. Enter the amount and tap Continue
  5. Present your QR code to the person paying you to scan

Ready to use the easy way to pay?

Download Kastelo

FAQs

Got questions? Our FAQs guide you through Kastelo's products, features, and how to get the most from them.

Is Kastelo Pay free to use?

Yes. Sending money to contacts and scanning QR codes to pay is completely free. Cash voucher withdrawals may have small fees depending on the withdrawal point.

Where can I use Kastelo Pay?

You can use Kastelo Pay at over 31,000 payment points that accept QR code payments, including grocery stores, restaurants, petrol stations, and spaza shops nationwide.

How do cash vouchers work?

Cash vouchers let you withdraw money at over 300,000 retail points across South Africa. Create a voucher in the app, receive a code, and use it at any participating store to collect your cash.

Can I send money to someone without a Kastelo account?

Yes. You can create a cash voucher and share the code with anyone. They can withdraw the cash at participating retailers without needing the Kastelo app.

How fast is Kastelo Pay?

Instant. When you send money to a contact, it reflects in their Kastelo Wallet immediately. QR payments and cash voucher creation are also instant.

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