The Easy Way
to Pay
Transact with ease. Send, spend, or withdraw — your money moves your way.
Send & Receive
Money
A friend needs cash. Someone owes you for dinner. Move money instantly with Kastelo Pay.
Pay Seamlessly With
Zapper
Kastelo Pay connects with Zapper at more than 30,000 stores nationwide. Scan. Tap. Paid.
Get Cash
Vouchers
Access your money your way. Cash out at 300,000+ points. Keep it for yourself or send the cash voucher to a friend.
Kastelo Pay is more than a service; it's your money, your rules.
Welcome to the new way to manage your money.
Features
Your money, without the wait.
Money transfers shouldn't be a mission. Kastelo Pay makes every transaction effortless.
Pay with Kastelo or Zapper
Pay at Zapper-enabled merchants by simply scanning their QR code — in-store or online
Take ownership, always
Ownership is about stepping into gaps, taking initiative, and executing with intent.
Instant Payments
Move money faster than you can say “cha-ching!” Transfers happen instantly, so you're never left waiting.
Secure and Reliable
Kastelo Pay keeps your money safe while removing the usual transfer hurdles. Efficient and stress-free.
Payments Made Easy
Send and receive money with just a phone number. Managing your money has never been this easy.
Smart, Safe, and Easy
Experience legal, reliable, and foolproof ways to
access and spend your money.
Reliable and Legal
As registered financial services provider and TPPP, Kastelo ensures transparent, reliable and secure financial solutions.
Go Further with Kastelo Cards
Go further with Kastelo Cards. Access your money in real time, online or in-store, whenever you need it.


Start Paying
Sign up for Kastelo Pay
Download the Kastelo App, available on your favourite App Store, or click below to sign up in under 2 minutes.
Step 1:
Sign up for Kastelo.
Step 2:
Complete verification for secure access.
Step 3:
Start paying smarter.
Contact us
We're just a message away. Got a question? Need help? Or just want to say hi? We'd love to hear from you
The fastest way to reach our team is on WhatsApp.
Kastelo (Proprietary) Limited is registered in the Republic of South Africa (registration number: 2020/163836/07), and is authorised by the Financial Sector Conduct Authority (FSCA) as a licensed Financial Services Provider (FSP number: 51074) under the FAIS Act, 2002. Kastelo (Pty) Ltd is an Accountable Institution with the Financial Intelligence Centre, under Organisation ID: 53179.
Kastelo Mobile (Proprietary) Limited is duly incorporated and domiciled in the Republic of South Africa (Registration number:2022/342572/07) and is a registered and approved Electronic Communications Service Licensee.
Kastelo Africa (Proprietary) Limited is duly incorporated and domiciled in the Republic of South Africa (Registration number:2022/665906/07) and is a Category 3 Licensed Authorised Dealer in Foreign Exchange with Limited Authority (ADLA), authorised by the SARB to provide cross-border remittance and payment services, which services are offered to the public and presented as “Tjinga.”
© 2026 Kastelo, Inc.