Find the best investment with Lantern
Not just any investment.
Kastelo's Automated Investment Adviser, Lantern, gives you a personalised investment recommendation in minutes. Simply answer a few questions about your goals, timeline and risk appetite. No investment expertise or lengthy appointments required.
Tax-Free Savings
No tax on growth
Direct Investment
No limits. No lock-in.
Retirement Annuity
Tax refund on contributions
Investing can be confusing. Choosing the wrong product is expensive.
Too many options
Tax-free? Retirement Annuity? Direct Investment? Most people don't know the difference and can't afford to guess wrong.
Advice based on facts
Your recommendation is generated from your financial goals, timeline and risk appetite, using a consistent process that reduces personal bias.
Starting too late
The biggest financial mistake most South Africans make is waiting. Every month without a plan is compounding working against you.
Market-leading tech that gives you personalised investment advice.
Kastelo's Automated Investment Adviser, Lantern, does what a traditional broker does, but faster, cheaper, and without any traditional adviser biases. It analyses your goals, timeline, and risk appetite completely obligation-free and gives you a personalised product recommendation in seconds.
Once you're matched, open your account directly in the Kastelo app and start investing in just a few simple steps.
Personalised advice in three steps.
Tell us your goal
Saving for retirement? Building a tax-free nest egg? Want your money growing without restrictions? Answer in plain language — no financial knowledge needed.
Set your risk comfort
Low, medium, or high — we'll explain what each means in plain language before you answer. No wrong answers, only honest ones.
Get your match
The Automated Adviser recommends one of three Kastelo products and explains exactly why it fits your situation — saving you time and money.
Same Kastelo simplicity. Different purposes.
Not sure which product is right for you? Our Automated Adviser knows.
Skip the broker. Lantern, Kastelo's Automated Investment Adviser, gives you a personalised recommendation in seconds — based on your goals, timeline, and risk appetite. Obligation-free, fast, and completely unbiased. Then open your account in the same app and start investing straight away.
FAQs
Find answers for every Kastelo product, all in one place.
Lantern looks at what you tell us — your investment goals, your existing investments, and how comfortable you are with risk — and applies predefined rules to recommend the investment and funds that best match you. It operates under Kastelo's FSCA licence (FSP 51074) as an automated financial advice service.
Yes. Your recommendation is based on what you tell us — your investment goals, your existing investments, your appetite and tolerance for risk, and your answers to goal-specific questions.
It looks at what you're investing for, how long you plan to invest, your existing investments, and how comfortable you are with risk. Based on that, it recommends the products that fit your goals — and for each product, the funds best suited to you.
Contact us
We're just a message away. Got a question? Need help? Or just want to say hi? We'd love to hear from you.
The fastest way to reach our team is on WhatsApp.
