Man using the Kastelo app to grow his tax-free savings

Sygnia Tax-Free Savings Account

Grow your money tax-free

Easy Tax-Free Savings

Reach all your money goals, without the tax stress! Open your Tax-Free Savings Account — powered by Sygnia.

The Kastelo app showing a tax-free savings balance

FEATURES

Let your money grow while you sleep.

You don’t need to start big — small, regular amounts can grow into something meaningful.
Stay consistent, be patient, and let time do the heavy lifting. Give your future self the powerful head start you deserve.

KEY BENEFITS

Completely tax-free growth

No tax on interest, dividends, or capital gains — ever. What your money earns is yours, not SARS's.

Withdraw whenever you need to

Access your money at any time without penalties. It's your money.

Save on your terms

Start small, pause, or increase contributions whenever it suits you. No pressure.

Ideal for any goal

First home, child's education, retirement, emergency fund — the TFSA fits all of them.

We make tax-free savings easy

Join countless South Africans on the path to tax-free savings.

Making a deposit into a Kastelo tax-free savings account

Top-ranked financial partner

Our trusted partnership with Sygnia ensures unmatched investment security.

Authorised Financial Services Provider

We prioritise your security and privacy with advanced technology.

The Kastelo app on two phones showing a tax-free savings account

START SAVING

Open your Tax-Free Savings Account

Download the Kastelo App, available in your favourite App Store, or click below to sign up in minutes.

Step 1:

Sign up for Kastelo.

Step 2:

Get verified for secure access.

Step 3:

Open your account and start saving tax-free.

FAQs

Find answers for every Kastelo product, all in one place.

View all FAQs

Any South African adult resident can open a TFSA.

  • Grow your savings without any taxation.
  • Enjoy unrestricted access to your money.
  • Choose from different funds to suit your investment goals.
  • Only individual South Africans with tax numbers are eligible.
  • A regular income cannot be paid out – interest and dividends earned are automatically reinvested.
  • No protection against creditor claims.
  • A maximum of R46,000 per annum and R500,000 over your lifetime can be contributed.

Contact us

We're just a message away. Got a question? Need help? Or just want to say hi? We'd love to hear from you.

The fastest way to reach our team is on WhatsApp.

Contact us

We're just a message away. Got a question? Need help? Or just want to say hi? We'd love to hear from you.

The fastest way to reach our team is on WhatsApp.

WhatsApp

+27 68 900 0202

Send us an email

info@kastelo.co.za